You are saving for retirement over the next 55 years. Your starting salary will be $72,000. This will grow at 3.2% per year. Each year, you will save 9% of your salary in a stock account, and 2% of your salary in a bond account. The return of the stock account is expected to be 6%, the bond account will return 2.2% per year. When you retire, you will combine your money into an account that earns 3.5%. All interest rates are APR with monthly compounding. How much can you withdraw each month from your account assuming a 20-year withdrawal period.