You are securing a loan for a home that you are purchasing in Troy, Michigan. The buyer is selling the home to you for $230,000. You will be putting a 20% down payment on the home so that you do not need to pay any mortgage insurance. You are seeking a 30-year Fixed Rate Mortgage with a stated rate of 4.25%. You will be closing on the home on March 21, 2021. The seller has paid summer taxes on July 1, 2020 totaling $2,928 and winter taxes on December 1, 2020 totaling $1,098. Your homeowners insurance will total $1,000. Closing costs impacting the TIL statement will total $3,247 and include your prepaid interest to the lender. Your first payment to the lender will be due on May 1, 2021. Your mortgage will include an escrow account for both property taxes and insurance and your lender is using the current property taxes paid by the seller to establish your escrow payment. From all of this information, calculate the following:

What is the amount you owe the lender for prepaid interest that has already been included in your closing cost total?