You are the landlord/owner of a 16-unit apartment complex. The average monthly occupancy is 13 units with a standard deviation of 1.5. The monthly rent for each apartment is $900. The average monthly repair cost for each occupied unit is $100 with a standard deviation of $20. The average monthly utility cost for each occupied unit is $90 per month with a standard deviation of $15. The monthly loan payment for the apartment complex is $7,200 and the annual property tax is $19,000