You are the manager of a National Bank branch. Janis, a wealthy business person, who runs several successful restaurants in town, has asked for a loan to support a new business venture. She wants to incorporate a new corporation to carry on a business selling gelato from a kiosk at a local skating rink. She wants the bank to lend the corporation $20 000 to cover the start-up costs.

What concerns would you have about this loan to the corporation and how might they be addressed in light of what we have discussed in this chapter?