1. You are the manager of a National Bank branch. Janis,

a wealthy business person, who runs several successful

restaurants in town, has asked for a loan to support a

new business venture. She wants to incorporate a new

corporation to carry on a business selling gelato from a

kiosk at a local skating rink. She wants the bank to lend

the corporation $20 000 to cover the start-up costs. What

concerns would you have about this loan to the corporation

and how might they be addressed in light of what we

have discussed in this chapter?