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You are the manager of TD bank and this question is to write an email to an applicant of loan which has been turned down

You are the manager of TD bank and this question is to write an email to an applicant of loan which has been turned down by the stakeholders of the bank. The loan applicant is a very big business group however the loan prospects were not very sound and hence this unfortunate decision has been taken. Your task is to frame an email informing the decision of the bank.

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