You are the named insured under a PAP in which the only vehicle listed in the policy Declarations is your Ford Explorer. Under the provisions of the PAP, under which of the following circumstances is the insurer permitted to cancel the policy? (Check al that apply.) Your resident son's driver's license is revoked following a conviction for reckless driving. The insurer has paid three claims in the first three months of the policy period and now considers you to be too big a risk to continue providing coverage. The insurance company discovers that you lied about a material fact on your original policy application. You fail to pay your premium