You are thinking about buying a house. You find one you like that costs $300,000. You leam that your bank will give you a mortgage for $240,000 and that you would have to use all of your savings to make the down payment of $60.000. You calculate that the mortgage payments, property taxes, insurance, maintenance, and utilities would total $1.440 per month Which of the following is true regarding your calculation of the cost of owning the house? OA. It should include your monthly income, since you must know the source of the money when trying to calculate costs OB. It should include the opportunity cost of the money used to make the down payment. This money could be eaming interest in a bank OC. it should not include property taxes, since that is money that goes directly to the govemment and is no longer in the market 0. It should not include maintenance, since homeowners often use their own time to fix things around the house instead of calling a professional