You are thinking about investing $$4,953$ in your friend's landscaping business. Even though you know the investment is risky and you can't be sure, you expect your investment to be worth $$5,650$ next year. You notice that the rate for one$-$year Treasury bills is $1\%.$ However, you feel that other investments of equal risk to your friend's landscape business offer an expected return of $10\%$ for the year. What should you do$?$

The present value of the return is $$.($Round to the nearest cent.$)$