You are thinking of purchaving a house. The house costs $400,000. You have $57,000 in cash that you can use an a down payment on the house, but you need to borrow the rest of the purchase price. The bank is offering a 30-year mortgage that requires annual payments and has an interest rale of 10% per year What will be your annual payment if you sign this mortgage? The annual payment is $(Round to the nearest dollar) OID