You are trying to decide between two mobile phone carriers. Carrier Arequires you to pay $205 for the phone and then monthly charges of $62 for 24 months. Carrier B wants you to pay $90 for the phone and monthly charges of $72 for 12 months. Assume you will keep replacing the phone after your contract expires. Your cost of capital is 3.8%. Based on cost alone, which carrier should you choose? Based on cost alone, you will choose (Select from the drop-down menu.)