You are trying to value the following investment opportunity: The investment will cost you $24,197 today. In exchange for your investment, you will receive monthly cash payments of $5,014 for 10 months. The first payment will occur at the end of the first month. The applicable effective annual interest rate for this investment opportunity is 8%. Calculate the NPV of this investment opportunity. Round to two decimals (do not include the $-sign in your answer).