you are valuing a company that has 1 billion in bank loans outstanding at a rate of 4%. loans were taken on a couple of years back and need to be renewed at some future point in time at a higher interest rate because interest rates had increased over time. The risk-free rate is 5%. The firm has a market value of equity of $1 billion. You are computing the debt to capital ratio for the firm. What is the debt to capital ratio?