You are valuing an investment that will pay you $349 per month for the first 3 years, $439 per month for the next 6 years, and $493 per month the following 8 years (all payments are at the end of each month). Another similar risk investment alternative is an account with a quoted annual interest rate of 7.6% with monthly compounding of interest. What is the value in today's dollars of the set of cash flows you have been offered