You are wishing to retire in five years and believe you will need $$35,000$ per year in today's dollars to live comfortably. How much money you require in your first year of retirement if the cost of living is averaging an annual increase of $2\mathrm{.}25\%?$O bO c$$43,118\mathrm{.}72$$$39,181\mathrm{.}72$$$29,118\mathrm{.}72$$$39,118\mathrm{.}72$$$44,118\mathrm{.}72$