You are working as an internal consultant for a senior manager working within a large, traditional, top 10 bank in Asia Pacific (with HQ in Hong Kong or Singapore). Put together a report for your boss about FinTech: 1) What are other large banks doing in the Asia-Pacific area in regards to FinTech applications? 2) What are banks in London, New York, Tokyo and other large markets doing in regards to FinTech applications that your bank might want to be aware of