You believe that stock HIG is overvalued. You decide to sell short $100$ shares of HIG stock when it is selling at its yearly high of $$50.$ The initial margin is $50\%,$ and the commission fee is a lump sum of $$50$ while you are short on the stock. HIG pays a dividend of $$1\mathrm{.}50$ per share. At the end of the year, you cover your short position at $$40$ per share with a total commission charge of $$50.$ The call money rate on the margin loan is $5\%.$ What is your return on investment? $($Show your work$).$