You believe you will need to have saved $$381,000$ by the time you retire in $30$ years in order to live comfortably. You also believe that you will inherit $$117,000$ in $5$ years.

Note: Do not round intermediate calculations. Leave no cells blank $-$ be certain to enter $"0"$ wherever required. Round your answers to $2$ decimal places.

If the interest rate is $5\%$ per year, what is the future value of your inheritance at retirement?

How much additional money must you save to meet your retirement goal, assuming you save your entire inheritance?