You borrow $$1,000$ for one year. The loan calls for $12$ monthly payments of $$93$ each. What annual rate of interest is the lender charging you?Group of answer choices$19\mathrm{.}45\%17\mathrm{.}45\%15\mathrm{.}45\%20\mathrm{.}76\%14\mathrm{.}45\%.$