You borrow $230,000 to buy a house. The mortgage rate is 3.75 percent and the loan period is 30 years. Payments are made monthly, beginning one month from today. If you pay the mortgage according to the loan agreement, what will be your loan balance just after you make the 72nd monthly payment? [You make your monthly payments for six years].

Group of answer choices $202,078 $211,356 $189,263 $153,308