You borrow $70,000 and must make annual loan payments of $6,743.97 for 15 years, starting at the end of the year. What interest rate are you being charged? a. 7% b.4% c. 6% d. 8% e. 5% Your client is 25 years old, and she wants to begin saving for retirement, with the first payment to come one year from now. She can save $2,000 per year, and you advise her to invest it in securities which you expect to provide an average annual return of 9 percent. If she follows your advice, how much money would she have at age 70? a. $98,100.00 b. $96,654.57 c. $4,349,455.75 d. $1,051,717.47 e $1,146,372.04