You borrowed $$40,000$ two years. The loan terms are: $5-$year loan with APR of $24\%$ compounded monthly. $1.$ What is the monthly payment for this loan? $2.$ What is the loan balance today? $3.$ Today, you decide you want to pay off the loan in $30$ months rather than the remaining life of the loan. How much more do you have to add to your monthly payment in order to accomplish this goal?