1. You borrowed 500000 TL mortgage loan from financial institution with annual effective interest 18%, to be paid in equal monthly installments over 5 years.
   1. Calculate the below values for borrowing rate,
      1. Annual nominal interest rate
      2. 3-year nominal interest rate
      3. 8-month effective interest rate
   2. Prepare Monthly debt(installment) payment table
   3. Prepare the monthly debt (installment) payment table when you restructure your debt after 80 months with a rate 0.5% lower than the current borrowing rate.