You bought your first house three (3) years ago for $150,000 with 20% down payment. A bank financed you the rest of the purchase price with a 25-year, 4 3/4% (4 and 3 quarter percent) constant payment loan. Now you are at the end of 36th month since you first got the loan, how much do you still owe the lender on this loan? 115,640 111,925 103,258 99,689