You buy 100 shares in Bondex Corporation for $25 a share. Each share pays $1 in dividends every three months. You have a five-year holding period and expect to invest all dividends received in the first two years at 6 percent, and all dividends received the next three years at 9 percent. Calculate your expected total return (as a percentage yield) if you can sell the shares at $30 each after five years.