You buy a car for $18,450. You must also pay tax and license fees of $725. You have $1,500 as a down payment. Your bank will make you a 4-year car loan for the remaining amount, at 7.2% interest, but will charge you a $75 processing fee (which will be added to your loan amount).

a.) What are your monthly payments?

b.) What is your finance charge?

c.) What is the total cost of the car, including finance charges?

d.) What is the APR?