You can purchase a new duplex for $$2,000,000.$ The bank has quoted her an $75\%$ LTV$.$ The loan would be amortized for $30$ years, the annual interest rate is $5\mathrm{.}5\%.$ The annual NOI is $$175,000.$ :

Determine the debt coverage ratio:

$($those are the $4$ answer options$)$

$1\mathrm{.}28$

$15\mathrm{.}4$

$28\%$

$8\mathrm{.}75\%$