You collected the following interest rates from the Reserve Bank of Australia and the U.S. Federal Reserve: Market Yield Market Yield U.S. Australia p.a. p.a. 1-month Bank Bill 0.01% 0.01% 6-month Bank Bill 0.12% 0.04% 12-month Note 0.19% 0.05% 10-year Gov. Bond 1.62% 1.65% The exchange rate in the spot market is US$ 0.7753/A$. What's the arbitrage free 12-month forward rate (rounded to four decimal places)? Select one: O a US$0.7742/A$ O b. US$0.7755/A$ c. US$0.7764/A$ O d. US$0.7768/A$