You currently have $15,000 in student loans. You will graduate in 2 years with a likely balance of $30,000 in student loans. You will not be charged interest nor will you be required to make payments on your loans until 6 months after you graduate. Your loan interest rate is 5%. However, you are currently working full-time and can afford to make $150 monthly payments for the next 2.5 years. What are the pros and cons of making payments on your loan for the next 2.5 years?