You decided to purchase Baker's Muffins Inc. stock four years ago. This stock has had annual returns of $5\mathrm{.}4$ percent, $9\mathrm{.}1$ percent, $-3\mathrm{.}9$ percent, and $12\mathrm{.}1$ percent over the past four years. The arithmetic average of these returns is percent while the geometric average return for the period is percent.