You decided to start a retirement investment with an annuity deposit on each birthday, starting at age 25 , and ending at age 65 . The goal is to get $2 million. Your friend wants to do the same, but he/she plans to start on his/her 30 th birthday and end at age 65 . If the investment funds earn 8% per year, calculate the amounts you and your friend respectively will have to invest each year to achieve the goal. Then, comment on the difference