You expect that the interest rate will decrease in the near future, therefore you eventually choose the $3-$year fixed rate. Then, what will be your mortgage balance after $3$ years?

a$.$

$$365,056\mathrm{.}12$

b$.$

$$379,325\mathrm{.}89$

c$.$

$$452,321\mathrm{.}21$

d$.$

$$321,598\mathrm{.}59$