You expect to receive $$12,000$ at graduation in two years. You plan on investing it at $9$

percent until you have $$97,000.$ How long will you wait from now?

Multiple Choice

$22\mathrm{.}25$ years

$24\mathrm{.}25$ years

$28\mathrm{.}87$ years

$26\mathrm{.}25$ years

$29\mathrm{.}40$ years