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You found an investment opportunity where you will pay $ 1 0 , 0 0 0 now in order to receive $ 1 2 ,

You found an investment opportunity where you will pay $10,000 now in order to receive $12,000 in one lump sum payment three years from now. If you require a return on your investment at least equal to two percentage points over the inflation rate should you make the investment if:
a) inflation is at 2% per year
b) b) inflation is at 5% per year

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