You had the following rates of return for on your portfolio for the last four years:

$2020$: $-10\mathrm{.}1\%$

$2021$: $15\mathrm{.}4\%$

$2022$: $7\mathrm{.}3\%$

$2023$: $12\mathrm{.}2\%$

Calculate the geometric average return on your portfolio. Enter your answer as a decimal, rounded to four decimal places