You happen to have $9,200.00 in a bank account; $55,000 in a 401(k) plan at work; a fully owned car with a current value of $12,000; and a house that you purchased for $365,000 that has a current market value of $495,000. The current balance of your home mortgage is $250,000 and you have one credit card with a $5,000 balance, and a school loan with a balance of $85,000. What is your current net worth?