You have $10,000 you would like to invest. Alt 1: You can invest the $10,000 today for 5 years in an account that earns 5% APR (compounded annually). Alt 2: Alternatively, you can invest the $10,000 today for 5 years in an account that earns 3% APR (compounded monthly). Which account will accumulate a greater amount in 5 years and by how much (as see from year 5) ? Choose Alt 2: Better by $1,432 Choose Alt 1: Better by $1,286 Choose Alt 2: Better by $1,351 Choose Alt 1: Better by $1,147