You have 25 years left until retirement and want to retire with $3.2 million. Your salary is paid annually, and you will receive $44,000 at the end of the current year. Your salary will increase at 3.1 percent per year, and you can earn a 18.0 percent return on the money you invest. If you save a constant percentage of your salary, what percentage of your salary must you save each year? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16))