You have $25,000 in cash. You can deposit it today in a mutual fund earning 6.00% interest, compounded quarterly. Or, you can wait, enjoy some of it, and invest $15,000 in your classmates start-up business in 2 years. Your classmate is promising you a return of 15.00% APR on your investment. Whichever investment you choose, you will need to cash in at the end of 8 years from today. Assume your classmate is trustworthy (so no worries you trust you will get your 15%) and both investments carry the same risk! Which one will you choose? (Please do not base your answer on how much fun you will have spending that $10,000 over 2 years! That $10,000 is gone. It should NOT factor into your answer.)