You have a $1,100 balance on your 15% credit card. You have lost your job and been unemployed for 6 months. you have been unable to make any payments on your balance. However, you received a tax refund and want to pay off the credit card. How much will you owe on the credit card, and how much interest will have accrued? What will be the effective rate of interest after the 6 months (to the nearest hundreth percent)?