You have a credit card with a balance of $13,000 and an APR of 17.8 percent compounded monthly. You have been making monthly payments of $250 per month, but you have received a substantial raise and will increase your monthly payments to $325 per month. How many months quicker will you be able to pay off the account? Multiple Choice O 39.10 months O 36.49 months O 12.00 months 33.51 months O 35.19 months