You have a loan outstanding. It requires making five annual payments of $1000 each at the end of the next five years. Your bank has offered to restructure the loan so that instead of making the five payments as originally agreed, you will make only one final payment in five years, i.e. at the end of year 5. If the interest rate on the loan is 4%, calculate the final payment that the bank will require you to make so that it is indifferent to the two forms of payment.