You have a structured settlement but you need cash now... so you call J.G. Wentworth and they make you a low-ball offer that you reject.

Your settlement calls for three payments of cash in the amounts of $115 paid one year from today, $63 two years from today, and finally, $97 three years from today.

Assume the discount rate is 6.1%, what is the fair and present value of this lease?

Skip the $ sign and answer to the nearest penny.