You have a ten-year-old daughter and want to start a savings plan for your university studies. In the newspaper there is a bond paying 4% interest every six months for the next nine years. How much money do you have to deposit into the fund every six months in order to have $ 12,000 to cover your study costs? a) $ 468.00 b) $ 1,134.00 c) $ 948.00 d) $ 592.00