You have a young client who is just getting started financially. He has a good job as an attorney earning 885.000 annually, but he has not established a strong credit rating yel, and he is a bit of a spender. His only credit card has a $9,500 balance, of which he is paying of about $500/month. You are now helping lum acquire another credit card with better terms than his current card. Given the way he currently uses a credit card, what will be most important? low late fees low interest rate enerous rebates and rewards a longer grace penod You have a young client who is just getting started financially. He has a good job as an attorney earning 885.000 annually, but he has not established a strong credit rating yel, and he is a bit of a spender. His only credit card has a $9,500 balance, of which he is paying of about $500/month. You are now helping lum acquire another credit card with better terms than his current card. Given the way he currently uses a credit card, what will be most important? low late fees low interest rate enerous rebates and rewards a longer grace penod