You have an ETF or mutual fund worth $100,000. How much would you pay each year (5 points) How much would if the expense ratio were 0.03% (3 bp)? you pay if it were 0.50% (50 bp)? (5 points). What has been the long-term annualized "return/impact" (1926-2017): (5 points) of stocks? of inflation? Imagine your uncle is currently earning $200,000 pa and is about to retire. What percent of his current income will Social Security pay? (5 points) What are the four key elements of the financial planning process - in the correct order: (5 points)