You have been appointed as the Director for the Policy Planning Monitoring and Evaluation Unit of the Ministry of Health in Liberia. The Minister of Health who was recently appointed by the president, has in a radio interview, posited that the growth of out-of-pocket payment and voluntary private insurance are signs of failure of the health system, which if not checked could be disastrous for the country. To what extent do you agree or disagree with the Health Ministers statement? (10 Marks)