You have been asked to write a financial risk brief report for National Trust Banking Corporations senior management. Your work should both address the banks potential concerns and questions, and take into account the fact that your audiences participants are NOT necessarily risk management experts.

Your brief report will have to answer the following questions:

Determine and analyse the banks liquidity risk situation, between 2010 and 2011, by using traditional liquidity ratio analysis, and evaluate its potential change with respect to the new Basel 3 approach of liquidity (See Exhibit 1, 2, and 3).