You have been offered four different financing options purchasing a $ 30,000 car. Which financing options should you chose? 1) $ 5,000 down payment with the balance paid in equal monthly payments of $ 624.70 per month for 48 months. 2) 0 down payment with equal monthly payment of $ 960 per month for 36months. $15,000 down payment and a final payment of $ 18m550 two years from now