You have been offered to invest in a project that requires you to pay $1,000 up front and another $380 in a year. This project will give you $400 a year later plus another $520 and $680 in two and three years respectively (after that the project does not worth anything). You WILL (will or will not) invest in the project above if the current interest rate is 5% because the project has a net present value of $78.11 (enter a dollar amount here).